The CPSTI general assembly, pilot and guarantor of the financial reserves of the compulsory supplementary pension for the self-employed (RCI), issued an unfavorable opinion on the social security financing bill. In cause, mostly, a delay in the revaluation of old-age benefits “with unacceptable consequences” for the purchasing power of independent retirees.
For the CPSTI, in a particularly heavy socio-economic context, the Social Security financing bill (PLFSS) 2025 places the effort to reduce spending disproportionately on businesses, but also on self-employed workers. In order to ensure the sustainability of the expenses generated, the text provides in particular for a delay in the revaluation of old-age benefits by one semester (from January 1, 2025 to July 1, 2025). This delay would “heavily” influence the supplementary pension scheme for self-employed people and would particularly affect self-employed retired women.. Due to this discrepancy, and following the assumption of an average inflation of 1,8 %, the revaluation of pensions for the supplementary retirement of the self-employed would in fact reach 0,2% only next July. For Valérie Copin, national vice-president of the CPSTI, “It is particularly important that the articles of the PLFSS 2025 which report the indexation of the revaluation of the value of RCI retirement pensions be modified in order to guarantee the purchasing power of independent retirees, and in particular that of independent retired women who are the most exposed. »
Access to rights in the French Overseas Territories
Faced with this bill, the CPSTI issues several proposals “to guarantee better support for independent workers in the missions assigned to them and to strengthen equity between territories”. First of all, that the revaluation of RCI pensions be decorrelated from that of the basic regime. This freedom to revalue services would make it possible to adapt as best as possible, and with full responsibility, to the specificities and needs of independents. During the debates on the PLFSS 2025, the CPSTI also advocated for territorial equality in access to rights and support for independent workers, including in overseas departments and territories. Its active policyholders located in Saint-Pierre-et-Miquelon must in fact be able to benefit from its social action in the same way as all other contributors to the RCI. In Mayotte, health and social action, accompanied by a resumption of contributions, must also be put in place from the resumption on January 1, 2025 of the collection of contributions and social security contributions from the self-employed.
