“The average interest rate on new maturity cash loans is stabilizing (-8 basis points, pdb) between January 2023 and April 2023, announces Iédom in its last quarterly update, after jumping 220 bps in the previous quarter. » It amounted to 4,59% at the end of April. The average interest rate for overdrafts also fell over the quarter, after a sharp increase at the start of the year. The average interest rate for new equipment loans continues to increase, just like the average interest rate for new business real estate loans (2,37 %). The rise in interest rates continues for individuals, but below the national level, continues Iédom. It stands at 5,06% and remains 58 bps lower than that observed for France as a whole. The increase in the average rate of home loans is less sustained than that of consumer loans (2,41 %). It is located, him too, below the average level observed throughout France (2,73 %) and in the other overseas departments. On the other hand, average overdraft rates are higher in Reunion (14,83 %) than the national average (6,10 %).
