In a period characterized by unprecedented global challenges and an economic context marked by uncertainty, fintech Ayomi emerges as a player in equitable financial innovation. Thanks to AI, this French impact start-up connects entrepreneurs with investors in their circle of trust to make capital a driver of sustainable innovation and progress.
Democratizing access to capital for “small” businesses : this is Ayomi’s project. Aware of the barriers businesses face in accessing traditional financing — from slow, bureaucratic processes to requirements that are often out of reach for small businesses, SME, artisans — Ayomi offers an innovative solution. Using artificial intelligence, Ayomi facilitates connections between companies seeking to grow and investors ready to support impact projects within their entourage. “Today’s economic landscape demands flexible solutions, fast and accessible to support business growth. The Ayomi adventure was born from an unshakeable conviction : innovation and entrepreneurial success should never be hindered by financial barriers. We are convinced that every company, no matter its size, its sector of activity or geographical location, deserves equitable and simplified access to financial resources, and that artificial intelligence can play a vital role in creating a more inclusive and sustainable financial future.”, declares Harold Zimé, founder and CEO of Ayomi. The only limiting criterion : not be in receivership.
A disruptive digital solution
“Our digital solution uses advanced algorithms and integrates AI and cutting-edge financial tools to offer personalized financing solutions, efficient and secure. And it works ! » continues the manager. Ayomi's success is, indeed, at the meeting : up to five companies funded daily, with amounts up to 1,€5 million and a significantly accelerated fundraising process (less than two months compared to one year for a “classic” fundraising). With a thriving volume of requests (150 to 200 requests per day) and a financial success rate breaking market records (between 64% and 66%), Ayomi redefines the standards of business financing. And in a world where businesses play a crucial role in responding to environmental and social challenges, Ayomi stands out for its commitment to facilitating equitable access to financing, thus promoting diversity and equal opportunities within the entrepreneurial ecosystem. “It is an approach that not only promotes growth and innovation within businesses but also supports overall efforts towards a greener and more resilient economy.”, says Harold Zimé.